The modern way to save together
GFW brings the centuries-old trust of Ajo into the digital age. Track contributions transparently, protect funds in secure escrow, and automate payouts for your community.
₦4.2M+
Total Saved
1,200+
Active Members
340
Circles
Trusted by thrift communities across Nigeria
Everything you need to run thrift circles
A complete toolkit for communal savings — from contribution tracking to secure, automated payouts.
Ajo Circles
Join or create contribution groups. Members contribute a fixed amount each cycle and take turns receiving the full pot.
Thrift Collections
Track every contribution in real time. Transparent ledgers so every member sees exactly where the money goes.
Trust Score
Build your reputation through consistent contributions. A visible trust score backed by your actual payment history.
Donations
Donate funds or items to support your circles and community. Multiple payment providers, instant confirmation.
Savings Tracker
Monitor total contributions, payouts, and savings growth. See your financial discipline in real numbers.
Secure Escrow
Contributions are held in secure escrow until payout time. Funds are protected until every member has paid.
Watch your savings grow in real time
Every contribution is tracked and visualized. Members and circle leaders get a clear picture of progress, payouts, and trust.
₦400K
Avg. circle pot
12
Members per circle
100%
Funds in escrow
Transparent by design
Every member sees the same ledger. No spreadsheets, no disputes.
A powerful API for communal finance
Embed Ajo circles, escrow, and payouts into your own product. REST-first, webhook-ready, and documented end to end.
Simple authentication
API keys and scoped tokens in seconds.
Real-time webhooks
Get notified on contributions and payouts.
SDKs & snippets
Drop-in helpers for Node, Python, and Go.
import { Arosco } from "@arosco/sdk";
const client = new Arosco(process.env.AROSCO_API_KEY);
// Create a new Ajo circle
const circle = await client.circles.create({
name: "Family Circle",
contribution: 25000, // ₦25,000 per cycle
frequency: "monthly",
members: ["adaeze@email.com"],
})
// Held in escrow automatically
await client.contributions.collect(circle.id);Real savings, real people
From family circles to market cooperatives, communities across Nigeria are saving together on GFW.
“GFW helped me organize our church thrift group. Everyone pays on time, and we've completed five full cycles without a single default.”
Adaeze N.
Circle Leader
“I used my Ajo payout to fund my small business. Having a structured savings system made all the difference.”
Tunde O.
Member
“Managing contributions used to be a nightmare of spreadsheets. GFW automates everything — reminders, tracking, and payouts.”
Funke A.
Circle Organizer
Loved by savers across Nigeria
Real circles, real faces, real results. Here's a glimpse of the communities building wealth together on GFW.
4.9/5
Average rating from 1,200+ members
Start your circle
Join 1,200+ members saving together
Meet the people behind GFW
A passionate team building the modern home for communal thrift savings.
Osarodion Francis
Chief Executive Officer
Lagos, Nigeria
Osarodion Deborah
Chief Operating Officer
Lagos, Nigeria
Helen Sunday
Head of Department
Lagos, Nigeria
Felix Agbonifo
Compliance Lead
Lagos, Nigeria
Nwaogu Chinedu
Coordinator
Lagos, Nigeria
Korede Awe
Field Coordinator
Lagos, Nigeria
Sam Imoje
Director
Germany
Omoruwa Oghagbon
Director
Italy
Courage Omoruyi
Community Manager
Lagos, Nigeria
Questions, answered
GFW is a digital platform for traditional Nigerian communal thrift savings. Members contribute a fixed amount each cycle and take turns receiving the total pot — built on trust and community.
Contributions are held in secure escrow until payout time. Funds are released only to the designated recipient when the cycle closes, and every transaction is tracked transparently.
Members with missed payments receive automatic reminders. Their trust score is affected, and circle leaders can set policies for handling defaults.
Yes. You can be a member of as many circles as you can manage. Your dashboard tracks all active circles and contribution schedules.
Starter circles are free. Paid plans unlock larger circles, advanced analytics, and API access. See our pricing page for details.
Ready to join an Ajo circle?
Create a free circle or join an existing one. Start building your savings with people you trust.